This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

News

Whistling Past the Graveyard – 2017 Changes to Illinois Pension Law

Click Here for PDF Newsletter August 2017 | Illinois politicians again go through the motions, enacting pension law changes that don’t address the problem of underfunded public pensions. Background In our January 2017 newsletter ("When assuming a ladder won’t work. Time for a reality check on pensions."), we discussed the problems with actuarial assumptions for defined benefit pension plans. A [...]

Illinois has increased its tax rate, but not much has changed…

Click Here for PDF Newsletter July 2017 | With the passage of the first budget in years, Illinois permanently raised its income taxes by 32%. The state has also begun means testing exemptions and credits for individuals and families whose income exceeds certain limits. Despite these changes, no spending reforms were made and the budget deficits loom large. Individual, Trusts [...]

When Phish is Foul

Click Here for PDF Newsletter March 2017 | Criminals plying their trade on the Internet are engaging in more sophisticated phishing and blackmail scams. Background Now that the tax season has begun, confidential documents are flying between tax preparers and clients. You will see news stories about hackers gaining access to databases and stealing personal information that can later be [...]

By |February 27th, 2017|Categories: Uncategorized|0 Comments

Waiting for rising auto sales to make America great again? Don’t hold your breath.

Click Here for PDF Newsletter February 2017 | Cheap credit and relaxed credit standards during this business cycle have already brought future auto sales forward. The industry is unprepared to deal with any increase in interest rates. Background During this business cycle vehicle production doubled from the low point in 2009. From a historical perspective, the absolute level of production [...]

By |February 3rd, 2017|Categories: Uncategorized|0 Comments

When assuming a ladder won’t work. Time for a reality check on pensions.

Click Here for PDF Newsletter January 2017 | Interest rate suppression policies by the Federal Reserve and mismanagement at the state and local level have created a government pension problem that won’t go away. When assuming a ladder won’t work. Time for a reality check on pensions. Q: What do you do when you’re stuck in a hole? A: Stop [...]

By |January 15th, 2017|Categories: Uncategorized|0 Comments

Special Issues Requiring Action in 2016

Click Here for PDF Newsletter A. GET THE INFORMATION YOU NEED TO MAKE A DECISION ON HEALTH INSURANCE COVERAGE FOR 2017 Action:  Determine whether your existing coverage is renewable for 2017.  Check for changes from 2016: Premium Deductible Health Savings Account options Coinsurance percentages In network Out of network  Go to healthcare.gov and get the same information [...]

By |December 12th, 2016|Categories: Uncategorized|0 Comments